Swiss core savings plan: world ETFs, franc bonds, some gold

My long-term portfolio for the next ten years, starting point on the day of Donald Trump's inauguration. The SNB cut the key interest rate by 50 basis points to 0.5% in December (Reuters, 2024-12-12), so savings accounts are again producing almost nothing and inflation in Switzerland is below 1%. That's why I'm going with around 70% in global stock ETFs, 20% in franc and global bonds and 10% in gold, plus a small Bitcoin portion as a conscious experiment after the record high of $109,000 (CNBC, 2025-01-20). No individual stocks, no timing, buy monthly. Risk class conservative to balanced; I expect 5 to 7% per year and accept temporary setbacks of 20%.